Fees and Insurance

My fee for an 50-minute individual session is $110.
My fee for a 60-minute couples session is $120.
Payment is required at the time of service. I prefer cash or check, but can also accept credit cards.

Currently I a provider with BCBS only. If I am not an in-network provider for your insurance I will be happy to facilitate the process for reimbursement. I ask that you pay my fee up front, and will submit the bill to your insurance company for reimbursement to you. Insurance companies will often cover about half of the cost of a visit to an out-of-network provider.

To check your insurance benefits:
Call the number listed on the back of your insurance card for customer assistance or member benefits. Sometimes there is a separate number for mental health benefits.

You will need your member number, date of birth, and my name and address handy. My legal name is
Mary Hart, (Bess is a nickname) and I will be listed this way with the insurance company. Important questions include:
  • How much will the insurance company cover in or out of network?
  • Do you have to meet a deductible before the insurance company will pay? Have you already met any of this deductible?
  • Is there a maximum number of sessions they will pay for each year?

Cancellation Policy

If you need to cancel or reschedule a session, please contact me with at least 24 hours notice. If you do not show up for a scheduled session or cancel with less than 24 hours notice you will be required to pay a $45 cancellation fee. Insurance will not cover missed sessions.